Loan to Value Calculator

Understanding LVR

Understanding Loan-to-Value Ratio (LVR) The Loan-to-Value Ratio (LVR) in New Zealand measures the amount of your mortgage loan compared to the value of your property, expressed as a percentage, and helps determine the required deposit and lending risk.

Enter your information into the calculator below, and push Calculate.

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Loan to Value Ratio (LTV Ratio)

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