Most people’s minds are a complete mess. They’re worried about Bitcoin, day trading, Trump’s 50-year loans, and whether they should invest or pay down debt. Meanwhile, they haven’t finished chapter one of getting their finances sorted. Luke and Mikey break down why messy thinking kills progress: you’re trying to get from chapter one to five without reading two, three, and four. If you can figure out how to focus and clean up your thoughts, you’re clear on your direction. We cover the woman in the red dress (shiny object syndrome), why successful people do boring things consistently for years, and how to use the “love-hate exercise” to figure out what actually matters. Plus why saying no to everything else is more important than saying yes to the right thing. Opportunities are unlimited throughout your lifetime. Focus is not. Choose wisely.