Neal McIntosh
Mortgage Adviser
Hi, I’m Neal, a Mortgage Adviser with Guardian Smith.
I focus on making the lending process as simple as possible through clear communication, speed, and being proactive, so you’re not left waiting or unsure what’s happening.
When I bought my first home, I had an Adviser who made a big difference. He explained things properly and made the whole process feel far less overwhelming. That experience is a big reason I do this now.
Before this, I spent nearly 8 years in the Police, where being clear, calm, and acting quickly mattered. That’s how I work with my clients today.
If you want someone who keeps things simple and gets back to you quickly, feel free to reach out.

Contact Neal
If you’re looking for a mortgage expert or even just have some questions – Feel free to contact us. We’d love to chat and answer any questions you may have.
Bay of Plenty
Contact Neal McIntosh
If you’re looking for a mortgage expert or even just have some questions – Feel free to contact us. We’d love to chat and answer any questions you may have.