It’s hard out there and it’s going to get harder. If interest rates stay higher for longer, there will be even more people seeking assistance from their bank. Last year we saw record KiwiSaver hardship requests and this year it’s probably going to be the banks turn. I ask Mikey how things have changed for his team at GuardianSmith.co.nz and if their phone is ringing with people with mortgages asking for help. You won’t want to miss this episode!