Hi, I’m Jaya, a Mortgage Adviser here at Guardian Smith.

Buying a home is exciting, however navigating loans can feel overwhelming. That’s where I come in. With a friendly and clear approach, I help you understand the process, break down financial jargon, and tailor solutions to your needs. Whether you’re a first home buyer, planning your next move or an investment property, I’ll guide you every step of the way—making homeownership simple and stress-free.

I own a home with my partner Chris, and have an investment property, so I know what it’s like on both sides of the loan application process.

When I’m not working, you will find me trying new recipes, attempting to grow veges, catching up with family and friends, and in summer I’ll be at the beach.

Feel free to reach out and we can start the conversation, it’s never too early to chat so you can achieve your property ownership goals with ease.