Hi, I’m Tim, a Christchurch-based mortgage adviser at Guardian Smith. With a background in mechanical engineering and project management, I’m skilled at solving complex problems, managing details, and delivering results—qualities I bring to every client’s home-buying journey. I have a deep passion for helping others achieve the dream of homeownership. I specialise in helping first-home buyers in New Zealand navigate the challenges of stepping onto the property ladder and making the process smooth and rewarding. Whether you’re buying your first home, refinancing your mortgage, or exploring property investment, I’m here to guide you every step of the way. Let’s work together to turn your homeownership goals into reality.